Investing in the debt market is open to both individuals and institutions. You can invest directly by purchasing bonds, debentures, among others, through brokers or indirectly through mutual funds specializing in debt securities. Different options carry varying amounts of risk, returns, and liquidity.

Debt market refers to that financial marketplace wherein different forms of debt instruments, such as bonds, debentures, and certificates, are bought and sold. This marketplace allows governments, corporates, and other institutions to finance their activities by borrowing from investors, who receive periodic interest payments until the debt is repaid.